遮罩层
修改话题
  • 首页
  • 出海导航
  • 出海岛群
  • 出海服务
  • 出海榜单
  • APP下载
  • 中文站
出海巴西金融科技
出海巴西金融科技的社区,若对巴西金融科技感兴趣,请联系蓝船官方微信:BlueBoat_Global
100 7008724
关注
分享

巴西如何领导拉丁美洲的金融科技革命!|出海巴西现金贷岛群第13期

2020-01-16 19:33:11

查看 14701 回复 0


登蓝船www.zgchdh.cn,线上助力全球企业的海外市场开拓。
免费对接出海相关需求或资源,请添加官方微信号:BlueBoat_Global




与巴西支付、系统商、贷超流量、催收、数据商、代办牌照、公司注册、云服务、海外CDN等公司合作,请联系蓝船微信(BlueBoat_Global)

 

凡转发此条内容到朋友圈或金融科技相关微信群,截图到微信号(jrkjch)后台均送印度现金贷资料一份!



拉丁美洲(LATAM)正经历着金融科技的繁荣发展,而巴西是该地区的经济重镇,该国拥有世界第五大人口,正在引领这场革命。

 

根据Finnovista的资料,2019年5月,该国共有380家金融科技公司,而安永将巴西三分之二(64%)的消费者定义为金融科技采用者,这一比率与全球平均水平持平,高于七国集团的大多数国家。几个因素为整个金融服务行业的创新创造了肥沃的环境,并推动了这场革命:

             

 

大量未得到充分服务的人口:在过去的六个月中,该国大约有4500万人无法使用或未使用银行帐户。

 

  • 人口特性:巴西的年龄中位数为32岁,为该国的金融科技公司提供了庞大,年轻且精通技术的消费者群,这可能更容易接受数字金融解决方案。

 

  • 智能手机和互联网普及率:2017年,四分之三的巴西人使用智能手机,预计到2025年将增长86%,这两个数字均是该地区最高的。

 

  • 运营商收取高额费用:巴西的四家最大的银行控制着该国近80%的存款,其信贷和资产的集中程度相似。

 

  • 支持性监管:巴西对金融科技友好的监管议程旨在刺激金融服务领域的竞争。

 

 

Business Insider Intelligence在一份新报告《拉丁美洲金融科技快照:巴西》中探讨了巴西金融科技活动的浪潮。该报告研究了上述五种趋势,以及该国显着的金融科技领域,在这些细分市场中值得关注的六种金融科技,以及该地区金融科技增长的机遇与挑战。

 



How Brazil is leading Latin America's fintech revolution

How Brazil is leading Latin America's fintech revolution

 

Latin America (LATAM) is experiencing a fintech boom — and Brazil, the region's economic powerhouse that's home to the world's fifth-largest population, is leading this revolution.

 

There were 380 fintechs operating in the country in May 2019, per Finnovista, and around two-thirds (64%) of Brazilian consumers are defined as fintech adopters by EY — a rate that's level with the global average and higher than the majority of G7 countries'. Several factors have created a fertile environment for innovation across the financial services industry, driving this revolution:

 

  • A large underserved population: Around 45 million people in the country don't have access to or have not used a bank account in the past six months. 

 

  • Demographics: The median age in Brazil is 32, providing the country's fintechs with a large, youthful, and tech-savvy consumer base that's likely to be more receptive to digital financial solutions.  

 

  • Smartphone and internet penetration: Three-quarters of Brazilians used smartphones in 2017, which is expected to tick up to 86% by 2025 — and both figures are the highest across the region. 

 

  • High fees charged by incumbents: Brazil's four largest banks control almost 80% of the country's deposits, with similar concentrations in credit and assets.

 

  • Supportive regulation: Brazil's fintech-friendly regulatory agenda aims to stimulate competition in financial services. 

 

Business Insider Intelligence dives into the wave of fintech activity taking place in Brazil in a new report,  Latin America Fintech Snapshot: Brazil. The report examines the five trends mentioned above, as well as the country's notable fintech segments, six fintechs to watch within those segments, and opportunities and challenges to fintech growth in the region. 

 



巴西现金贷报名

1579174375786070.png

回复(0)

分享

添加评论

全部评论(0条)



蓝船出海(Blue Boat Global),一个专注于(物)互联网属性公司拓展海外市场的B2B出海服务社区
,致力于成为企业拓展海外市场的B2B出海服务平台。
蓝船出海服务社区有2700+,主要覆盖金融科技、游戏、电商、AI智能、
区块链、海外房产、海外医疗、海外时尚业、海外电子烟、海外旅游业、
海外app、物联网、汽车、海外留学教育、海外KOL等15大领域,为公司
拓展海外市场提供交流与指导。

©2017中国出海导航    沪ICP备17019875号-1,AII Rights Reserved Powered By 蓝船出海 www.zgchdh.cn