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BOOK IV 银行与微信支付和支付宝合作竞争!|出海印尼现金贷岛群第210期

2020-01-16 19:30:49

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KONTAN.CO.ID-雅加达。与微信支付合作的PT CIMB Niaga Tbk也不甘示弱,BUKU IV的多家银行也对非现金进行了评估,以完成其银行服务。

 

看看PT银行Mandiri Tbk,它正在寻求合作,作为WePay竞争对手中国支付宝的数字钱包的收购方。曼德里银行(Bank Mandiri)交易银行和零售业务高级副总裁托马斯·瓦休迪(Thomas Wahyudi)表示,此过程目前正在从监管机构获得与接收外国(跨境电子钱包)发行的电子货币交易有关的许可证。

 

如果一切顺利,预计在2020年上半年将完成开发和许可,以便Mandiri银行的商人可以立即使用跨边界电子钱包方法接受付款交易。

 

拥有BMRI股票代码的银行也乐观地认为,这将促进公司的交易业务。自然地,Bank Mandiri到2019年再记录下来,该国已经拥有超过100,000台EDC机器。以后,EDC机器也将能够接受跨境交易。

 

PT Bank Central Asia Tbk(BCA)不想被抛在后面,还大声呼吁制定一项与两家中国公司合作的计划。 BCA总裁董事Jahja Setiaatmadja在周一(1/13)说:“我们将处理它们,以及如何处理。如果微信似乎被允许使用QRIS。支付宝将无法QRIS,这已经是一项内部法规(BCA)。”

 

此外,印尼最大的私人银行还知道,微信支付已与CIMB Niaga合作。这一步实际上对公司有利,因为来自中国的公司意味着他们已经知道该国支付系统的流程和运作方式。

 

Jahja继续说:“他们已经知道并且没有障碍。只要寻找一家IT公司,我们就可以一起合作。”因此,他还希望今年对合作过程进行评估。

 

PT Bank Negara Indonesia Tbk(BNI)表示,这相当于三笔钱,它正在与WePay和支付宝合作进行发展阶段。电子银行业务部总经理斯里·英迪拉(Sri Indira)说,国有银行打算成为此次合作的收购方。

 

他说:“印度国民银行还积极采取行动,准备与印度尼西亚银行建立QRIS跨境业务模型。”就像CIMB Niaga一样,BNI也希望通过这些跨境交易获得额外的收费收入(FBI),并增加第三方资金(DPK)。

 

此外,他强调,在与其他国有银行一起实施QRIS BNI的框架中,它们还与LinkAja合作。在这种情况下,BNI充当LinkAja的获取。

 

 

 



BOOK IV Bank is competing in partnership with WeChat Pay and Alipay

 

KONTAN.CO.ID - JAKARTA. Not to be outdone by PT CIMB Niaga Tbk, which has partnered with WeChat Pay, several banks in BUKU IV have also conducted an assessment for non-cash to complete their banking services.

 

Just look at PT Bank Mandiri Tbk, which is exploring cooperation as an acquirer for the digital wallet of WePay's competitor, Alipay from China. Bank Mandiri Senior Vice President of Transaction Banking and Retail Sales, Thomas Wahyudi, said that the process is currently in the process of obtaining licenses from regulators related to receiving electronic money transactions issued by foreign countries (cross border e-wallets).

 

If nothing gets in the way, it is expected that in the first semester of 2020 development and licensing will be completed, so that Bank Mandiri merchants can immediately accept payment transactions using the cross border e-wallet method.

 

The bank with the BMRI stock code is also optimistic that this will boost the company's transaction business. Naturally, Bank Mandiri per 2019 and then recorded already had more than 100,000 EDC machines in the country. Later, the EDC machine will also be able to accept cross border transactions.

 

Not wanting to be left behind, PT Bank Central Asia Tbk (BCA) also loudly called for a plan to partner with the two Chinese companies. "We will process both of them, just how do they do. If WeChat seems to have been allowed to QRIS. Alipay can't QRIS, and it is already an internal regulation (BCA)," said BCA President Director Jahja Setiaatmadja, Monday (1/13).

 

Furthermore, Indonesia's largest private bank also knows that WeChat Pay has partnered with CIMB Niaga. That step, is actually good for the company because companies from China means that they already know the process and workings of the payment system in the country.

 

"They already know and there are no obstacles. Just look for an IT company, then we can work together too," continued Jahja. Thus, he also expects the assessment of the cooperation process will be realized this year.

 

Equivalent of three money, PT Bank Negara Indonesia Tbk (BNI) also said it was conducting the development phase of cooperation with WePay and Alipay. Eletronic Banking Division General Manager Sri Indira said, the state-owned banking intends to become the acquiring party in the collaboration.

 

"BNI also actively acts to prepare the QRIS cross border business model with Bank Indonesia," he said. Just like CIMB Niaga, BNI is eyeing additional fee based income (FBI) and increasing third party funds (DPK) through the cross border transaction.

 

In addition, he emphasized that in the framework of implementing the QRIS BNI together with other state-owned banks, they had also collaborated with LinkAja. BNI in this case acts as an acquiring for LinkAja.

 

 



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